Browsing by Author "Najam, Hina"

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Citation - WoS: 22
Citation - Scopus: 23
Strain Rate and Hydrogen Effects on Crack Growth From a Notch in a Fe-High Steel Containing 1.1 Wt% Solute Carbon
(Pergamon-Elsevier Science Ltd, 2020) Najam, Hina; Koyama, Motomichi; Bal, Burak; Akiyama, Eiji; Tsuzaki, Kaneaki
Effects of strain rate and hydrogen on crack propagation from a notch were investigated using a Fe-33Mn-1.1C steel by tension tests conducted at a cross head displacement speeds of 10(-2) and 10(-4) mm/s. Decreasing cross head displacement speed reduced the elongation by promoting intergranular crack initiation at the notch tip, whereas the crack propagation path was unaffected by the strain rate. Intergranular cracking in the studied steel was mainly caused by plasticity-driven mechanism of dynamic strain aging (DSA) and plasticity-driven damage along grain boundaries. With the introduction of hydrogen, decrease in yield strength due to cracking at the notch tip before yielding as well as reduction in elongation were observed. Coexistence of several hydrogen embrittlement mechanisms, such as hydrogen enhanced decohesion (HEDE) and hydrogen enhanced localized plasticity (HELP) were observed at and further away from the notch tip resulting in hydrogen assisted intergranular fracture and cracking which was the key reason behind the ductility reduction. (C) 2019 Hydrogen Energy Publications LLC. Published by Elsevier Ltd. All rights reserved.
Citation - WoS: 53
Citation - Scopus: 56
Towards Green Recovery: Can Banks Achieve Financial Sustainability Through Income Diversification in ASEAN Countries
(Elsevier, 2022) Najam, Hina; Abbas, Jawad; Alvarez-Otero, Susana; Dogan, Eyup; Sial, Muhammad Safdar
Establishing sustainable and balanced development for green financing is critical for improving financial sustainability and banks' capability. Banks struggle to achieve economic sustainability in the current highly competitive business environment. This research examines the impact of income diversification on financial sustainability proxy by return on assets (ROA) by applying the quantile regression technique to the data from banks of ASEAN countries over the period 2008-2019. In addition, liquidity risk, bank size, interest and non-interest incomes, and market capitalization are studied as control variables. The empirical findings indicate that income diversification positively impacts return on assets at all countries' lower, middle, and upper quantiles, even though sizes can differ across countries and quantiles. Moreover, market capitalization, non-interest income, and banks' size favorably impact banks' performance. In contrast, liquidity risk and interest incomes are negatively linked to the performance of banks for all countries at each quantile. These results have significant strategic implications for managers, regulators, and policymakers who share a common interest in boosting financial sustainability and performance and significantly shaping green recovery. (c) 2022 Economic Society of Australia, Queensland. Published by Elsevier B.V. All rights reserved.